Qu'est-ce que « Imprévus (provision) » en construction ?

C'est une somme d'argent que vous mettez de côté dans votre budget pour faire face aux problèmes ou aux petites modifications inattendues qui surviennent presque toujours pendant un chantier (par exemple, un matériau manquant, un petit souci technique, ou un changement de dernière minute).

Pourquoi « Imprévus (provision) » est important pour votre construction ?

Une construction sans imprévus, c'est rare ! Avoir cette 'poire pour la soif' vous évite le stress et les arrêts de chantier si un petit problème apparaît. C'est un coussin financier essentiel pour que votre projet se déroule sans encombre jusqu'au bout.

Glossary

Contingency / Provision for unforeseen events

Sheet under review by our engineers

This is an amount of money you set aside in your budget to deal with unexpected problems or small modifications that almost always arise during a construction site (e.g., a missing material, a small technical issue, or a last-minute change).

Why it matters for your home

A construction project without unforeseen events is rare! Having this 'rainy day fund' saves you stress and site stoppages if a small problem arises. It's an essential financial cushion to ensure your project runs smoothly until the end.

The African context

This is an ESSENTIAL provision! Material shortages, transport problems, sudden price increases, or ordering errors are common. Not planning for unforeseen events is a costly mistake.

Red flags

⚠ The contractor claims there will be no unforeseen events or doesn't suggest including this provision.
⚠ The percentage proposed for unforeseen events is too low (less than 5%).
⚠ There's no transparency on how the unforeseen funds will be managed or disbursed.
⚠ The contractor asks you to dip into this provision for items that should have been included from the start.

Questions to ask

1. "What percentage of the total budget do you recommend setting aside for unforeseen events, and why?"
2. "How will we jointly manage this provision: who decides on expenses, and how are they justified?"
3. "What types of unforeseen events are usually covered by this provision in your previous projects?"

Cost hint (indicative)

It's generally wise to set aside between 10% and 20% of the total cost of works for unforeseen events.

At this stage of your project?

An independent DiasporaBuild inspector can verify on site before you pay.

Verify with an inspector