Diaspora Banks & Home Loans
African banks offering diaspora loans and home mortgages.
Financing your African construction project from abroad
Securing a diaspora or home loan to build back home is often opaque: variable rates, mixed currencies, heavy guarantees and long approval times. This directory lists African and international banks that actually run diaspora programs — with verified terms and direct links to their dedicated teams.
Compare at a glance
Loan type (purchase, construction, refinancing), rate range, currency (EUR, USD, XOF…) and operating country are shown for each bank. Filter by country to focus on your target market.
Verified sources
Every entry is verified at the source: active diaspora program, reachable team, terms confirmed by phone or via the official website. Each « See diaspora program » link goes directly to the bank's product page.
Prepare a strong file
Before reaching out, gather: property title or purchase agreement, contractor quote (DiasporaBuild can generate one), 3 latest pay slips, 6 months of bank statements and a clear financing plan. This speeds up the in-principle approval.
BGFIBank
Immobilier
At BGFIBank Gabon , borrowing rates (interest rates) vary depending on the borrower's profile and the type of loan. Mortgage loans: Rates have stabilized around 3.5% for the strongest applications, although market conditions may cause these offers to vary. Corporate Loans:SMEs: Approximately 11.69% on average.
View diaspora program
BMCI (Groupe BNP Paribas)
Crédit Immobilier MRE (Moroccans Residing Abroad)
BMCI offers Moroccans Living Abroad (MRE) a mortgage covering up to 100% of the purchase price for a new or existing home.
View diaspora programBVM (Banque de Madagascar)
Prêt Immobilier Akany
Agile bank offering some of the lowest rates on the island for diaspora construction projects.
Trust Merchant Bank (TMB)
Crédit Habitat Diaspora
Rawbank lookalike but with a very strong presence in Katanga. Offers loans in USD to stabilize repayment.
Banque Zitouna
Crédit Tamwil Maskan
Specialist in supporting Tunisiens living abroad (TRE) with Sharia-compliant financing solutions.
Al Baraka Bank Algeria
Financement Immobilier (Mourabaha)
Islamic finance leader in Algeria. Ideal for building without traditional interest (fixed margin rate).
CCA Bank (Crédit Communautaire)
Prêt Immobilier Diaspora
Fast-growing bank, very flexible on land guarantees for Cameroonians living in Europe.
OmniBSIC Bank
Diaspora Mortgage
Emerging Ghanaian bank offering flexible terms for land titles in rural areas.
Baobab Plus (Micro-Mortgage)
Micro-crédit habitat
Alternative to big banks. Offers micro-loans to finish second-fix works or install solar for the diaspora.
Co-operative Bank Diaspora
Construction Loan
Known for having Kenya's most competitive rates for self-build. Equity Bank lookalike but more agile.
Caisse d Epargne de Madagascar
Pret Immobilier Fampandrosoana
Historical institution offering stable rates for small residential construction projects.
Mutual Savings & Loans
Home Build Credit
KCB lookalike. Specializes in supporting small developers and the Ugandan diaspora in the UK.
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